Pagosa Springs and Durango real estate and homes for sale in Colorado - Mike Heraty and the Source Team, REALTORS® Mike Heraty and the Source Team REALTORS(r) for Pagosa Springs and Durango, Colorado real estate - NUMBER1EXPERTS™ Mike Heraty and the Source Team NUMBER1EXPERTS(tm) for Pagosa Springs and Durango, Colorado real estate
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Mike Heraty and the Source Team, REALTOR®, real estate agents and broker for Pagosa Springs and Durango Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are "The Pagosa Source". Please call us at 970-264-7000.


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Thinking about making that "Lifestyle change to the Rocky Mountains" a reality? Or maybe you just want to know a little more about Pagosa Springs… Where is Pagosa Springs, what's to do here and the easiest way to get to Pagosa? You've reached the place. We are known in Pagosa as The Source not just for real estate information (although that is our specialty), but for community information as well. Want to know where to stay in Pagosa Springs? Who has the best steak in town? Who's a great ski instructor for your kids at Wolf Creek area? What's the best time of day to hook a trout in the San Juan River? Who to call for fishing guide? Which section of our Pagosa Springs Golf Club 27-hole golf course you can get through the quickest so you can still meet your friends for a hike? Or what's the best time of day to go to the Hot Springs if you are "Senior" a "Boomer" an "X-er" or a "Nexter"? You've hit the right site – Look around, if you can't find the answers to nearly everything about Pagosa Springs, Colorado, e-mail us and we'll get back to you quickly!  

Looking for property in Pagosa Springs, Durango, Bayfield, South Fork or anywhere else in Southwest Colorado? Search everything the web has to offer, right here! Don't miss our Feature Property Selections, they change weekly so be sure to check often! 

Need local real estate market information about Pagosa Springs and the surrounding areas in Southwest Colorado? We've summarized much of what is important about purchasing in the Pagosa Springs real estate market as well as the other markets in Southwest Colorado in this site. 

Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected.We will contact you only if you request us to do so. We will keep any information you give us confidential and will not sell it, give it away or otherwise use it to market anything to you 

We offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORS®. As your trusted, professional real estate partners, we will help you find the best Pagosa Springs property to meet your needs. As a seller, we will work together to sell your Pagosa Springs property, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home or property is one of the biggest events in your life. As top Pagosa Springs REALTORS®, we have the experience and track record you are looking for. Please let us help make this a great, stress-free experience. Look to our Testimonials to see what those who have gone before you have said about their experience! Give us a call at 970-264-7000…… You'll be glad you did! 

- Mike Heraty and the Source Team
 

 



Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
What is the busiest airport in the world?

A 
According to the Airports Council International, the Hartsfield International Airport in Atlanta, Georgia is currently the busiest airport in the world, serving 76.87 million passengers per year.
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Mike Heraty and the Source Team, REALTOR®, real estate agents and broker for Pagosa Springs and Durango Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Heraty and the Source Team
The Pagosa Source

257 Pagosa Street (P.O. Box 4580)
Pagosa Springs
CO 81147
Local: 970-264-7000
Toll-Free: 888-672-4672
Fax: 970-264-7070
heraty@pagosasource.com

One Team... One Goal... Providing the Best Real Estate Service in Pagosa Springs!

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